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Acorns investment accounts do not pay interest, so the impact of compounding may be limited. It is not an investing strategy and does not assure positive returns.Acorns Securities is a Member of the Securities Investor Protection Corporation (SIPC), which means all of our customers' investments are protected up to $500,000 (including $250,000 for claims for cash). ... All Acorns Checking Accounts are insured by the FDIC up to at least $250,000 per depositor, per ownership category.